125 years of building relationships & supporting community

We were created out of a necessity to serve our community. A small group of farmers believed in helping each other protect against devastating fire losses. That time-honoured tradition of neighbour helping neighbour was envisioned 125 years ago and the same values remain today. We are passionate about building strong, safe communities and will continue to do so for years to come. Thank you for helping us reach our 125th milestone.


Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more

Are Insurance Rates Higher if Your Local Firehall is Volunteer?

Monday, January 22, 2018

Are home insurance rates higher when your local firehall is volunteer? The short answer is no. When Ayr Farmers Mutual rates a building, we consider three grades of fire protection, which are not conditional on the ... Read more

What Does No Fault Insurance Mean?

Tuesday, January 16, 2018

  No-Fault Insurance is one of the most misunderstood terms in insurance. A common misconception is that it means that no one can be considered at-fault for a motor vehicle collision. However, that is not the ... Read more