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Home Insurance - Flood Coverage

Ayr Farmers Mutual Insurance Company Protects Homes, Farms, Businesses and Vehicles in Ayr, Ontario

Changing weather can mean big headaches when it comes to flooding. Climate change, aging housing, catastrophic weather events and seasonal changes can cause devastating water damage. Make sure you're protected.

Flood Coverage

Flood Coverage

Contact your Agent or Broker to discuss whether Flood Coverage (the Water Protection Endorsement) is right for you. The following coverage is available subject to eligibility. Flood Coverage will cover the following:

  • Flood

    Overflow from a lake or a river.

  • Ground Water

    Snow melt and other saturation.

  • Surface Water

    Extreme rain.

  • Backup

    Water from sewer, septic, sump, and drain.

  • Flood Prevention

    Coverage to protect your home in the event of an emergency warning Backup Device - coverage for the installation of backup prevention device.

  • Backup Device

    Coverage for the installation of backup prevention device.

  • Water & Sewer Line Failure

    Coverage to repair broken water & sewer lines extending to and from your building.

Did You Know? Water Damage is the #1 Contributor to Claims in Ontario

Floods can destroy our homes and personal property, and homes across Ontario have seen costs skyrocket due to water damage. Climate change, aging housing, catastrophic weather events and seasonal changes are all reasons why water damage is now the #1 contributor to claims in the province today.

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Why Do I Need Flood Coverage?

Devastating damage from a flood can happen quickly. Catastrophic weather events, your home's aging infrastructure, and climate change can all contribute to flood damage. 

You need the right coverage to ensure you're protected, and we're here to help.

Ask about Flood Coverage in addition to your Homeowners Insurance, Condo Insurance, and Tenants Insurance.

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our Agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our Agents are happy to help provide you with information, so you can make the best decision—For You.

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