Marine Insurance

Coverage is available on Power Vessels or Sail Boats in excess of 6.4 metres (21 feet), which navigate in the Great Lakes and interior waterways of Ontario.

 

Watercraft Insurance

Ayr Farmers Mutual can provide coverage on many types of watercraft.

  • Smaller Watercraft up to $2,000 are included in your Homeowners Package
  • Personal Watercraft (SeaDoos)
  • Watercraft, Outboard Motor and Miscellaneous Equipment Coverage may be purchased on watercraft up to 8 metres (26 feet) and outboard motors not exceeding 19 kW (25HP)

BLOG POSTS

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more

Are Insurance Rates Higher if Your Local Firehall is Volunteer?

Monday, January 22, 2018

Are home insurance rates higher when your local firehall is volunteer? The short answer is no. When Ayr Farmers Mutual rates a building, we consider three grades of fire protection, which are not conditional on the ... Read more

What Does No Fault Insurance Mean?

Tuesday, January 16, 2018

  No-Fault Insurance is one of the most misunderstood terms in insurance. A common misconception is that it means that no one can be considered at-fault for a motor vehicle collision. However, that is not the ... Read more