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Home Insurance for Condos

Ayr Farmers Mutual Insurance Company Protects Homes, Farms, Businesses and Vehicles in Ayr, Ontario

You've worked hard to make your condo home. Protect your personal property, legal interests and more with Condo Insurance from Ayr Farmers Mutual.

Insurance for Condos

Condo Insurance Coverage

Condo owners dread losing personal property to unpredictable damage or theft. Alleviate concern and ensure you're covered with a Condo Insurance Policy. Specifically, your policy will cover:

  • Personal Property

    A separate Condo Insurance Policy will cover your personal property in the event of a loss due to damage or theft. 

  • Additional Living Expenses

    If you have to vacate your home due to an insured loss, we cover the expenses related to your relocation.

  • Additional Coverage

    Covers loss or damage to property that is not considered part of a standard condo unit.

  • Unit Improvements

    Covers loss or damage to upgrades that you have made to your condo unit.

  • Loss Assessment

    Covers the cost of a special assessment on each unit owner if the condo corporation suffers a loss and requires each unit owner to pay their share of the loss.

  • Legal Liability

    Covers you for when you are found to be legally liable for causing unintentional damage to others and their property.

Do You Have Flood Coverage?

Aging infrastructure, catastrophic weather events or seasonal changes can lead to a devastating flood in your home or on your property. Be prepared and protect yourself against the #1 contributor to claims in Ontario. We offer the flood coverage you need.

Flood Coverage Get a Quote

Save Money on Condo Insurance

In addition to the savings you'll enjoy with your Condo Insurance Policy from Ayr Farmers Mutual, you can save even more by taking advantage of the following discounts:

  • Multi-Line Discount

    Carry an active automobile policy with Ayr Farmers Mutual and receive additional savings.

  • Claims Free Discount

    If you have not made a property insurance claim in the last five years, you'll be eligible for this discount.

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our Agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our Agents are happy to help provide you with information, so you can make the best decision—For You.

Get Started Today

(519) 632-7413 Contact