Protect your home, cottage, condo, or even waterfront vehicles with protective coverage through Ayr Farmers Mutual.

From a hobby farm to full-scale operation, or even a rural home with acreage, Ayr Farmers Mutual has insurance coverage for you.

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Commercial & Business

Ayr Farmers Mutual carries specialized insurance coverage for contractors, offices, retail, and many other types of businesses.

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Auto & Vehicle

Protect your vehicles including cars, trucks, ATVs, motorcycles, and snowmobiles with coverage through Ayr Farmers Mutual.

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Building Life-Long Relationships Of Protection & Care

Our policyholders are more than just a number to us, they're a part of our past, present, future, and are the foundation of Ayr Farmers Mutual.

What Mutual Means To Us

We Provide Insurance Coverage With A Personal Touch

At Ayr Farmers Mutual, we provide insurance by building life-long relationships with our policyholders and community.

With our team of dedicated agents, Ayr Farmers Mutual has been providing protection you can trust for over 125 years. We provide an insurance experience that relies on relationships, not numbers. We take our time to get to know you and fully understand your goals, and needs. With flexible meeting options that work for you, we provide the most comfortable and convenient insurance experience you will ever have.

Just like our successes in the past and those in our future, the Mutual in Ayr Farmers Mutual depends on you.

The Ayr Farmers Mutual Difference Meet Our Team

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our agents are happy to help provide you with information, so you can make the best decision—For You.

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The best thing I ever did was switch my car and home insurance to AFM! We've never, ever been given a reason to have a negative word to say about them. Unfortunately, that also includes two claims. One on our home, as well as one accident in our brand new van. Very prompt, professional and friendly. They go so far above and beyond as well.
- Ashley Smith

Scholarship Recipient: Melodie Shantz

Jan 21st, 2022

Melodie Shantz is one of three recipients who received a $3,000 Scholarship in 2021 from Ayr Farmers Mutual Insurance Company. Melodie has been using her time over the pandemic to take courses, read and learn more about the struggles and systemic injustices faced by many marginalized groups. As an active member in her community and frequent volunteer, she began to look inward and understand the critical role she could play -- being a voice to advocate for others. The realization of her privi...

Job Posting: Commercial Property and Farm Underwriter

Jan 19th, 2022

Ayr Farmers Mutual Insurance Company is seeking a Commercial Property and Farm Underwriter to join our team of insurance professionals.

Scholarship Recipient: Sophia Diebold

Jan 14th, 2022

Sophia is a third-year student at the University of Waterloo. For Sophia's application, she told us about her pen pal program to help improve seniors' mental health in her community. Sending letters back and forth has helped make seniors feel less isolated during the pandemic. We are so grateful to have you as part of our community, Sophia!

Job Posting: Business Development Coach

Dec 22nd, 2021

Ayr Farmers Mutual Insurance Company is seeking a Business Development Coach to join our team of insurance professionals.