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  • View your policy online

    You can now view your policies, print pink slips, view billing schedule & more with our new online portal!

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  • Protecting you and what you value most.

    Ayr Farmers Mutual Insurance Company has been protecting our communities for over 125 years. 

    About Ayr Farmers Mutual Get A Quote

  • Here, you are more than a policy number

    In 1893, Ayr Farmers Mutual Insurance Company was founded by community members, our original policyholders, who needed coverage. To this day the core foundation of our business.

    The Ayr Mutual Team

  • Discover The Ayr Farmers Mutual Difference

    Ayr Farmers Mutual Insurance Company was built by a community for the community, with the vision of providing protection through the reliable experience that only a Mutual company can provide.

    Our Difference Get A Quote

Insurance For Home

Home & Property

Protect your home, cottage, condo, or even waterfront vehicles with protective coverage through Ayr Farmers Mutual.

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Insurance For Farms

Farm & Rural

From a hobby farm to full-scale operation, or even a rural home with acreage, Ayr Farmers Mutual has insurance coverage for you.

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Insurance For Commercial

Commercial & Business

Ayr Farmers Mutual carries specialized insurance coverage for contractors, offices, retail, and many other types of businesses.

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Insurance for Auto

Auto & Vehicle

Protect your vehicles including cars, trucks, ATVs, motorcycles, and snowmobiles with coverage through Ayr Farmers Mutual.

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Building Life-Long Relationships Of Protection & Care

Our policyholders are more than just a number to us, they're a part of our past, present, future, and are the foundation of Ayr Farmers Mutual.

What Mutual Means To Us

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We Provide Insurance Coverage With A Personal Touch

At Ayr Farmers Mutual, we provide insurance by building life-long relationships with our policyholders and community.

With our team of dedicated agents, Ayr Farmers Mutual has been providing protection you can trust for over 125 years.  We provide an insurance experience that relies on relationships, not numbers. We take our time to get to know you and fully understand your goals, and needs. With flexible meeting options that work for you, we provide the most comfortable and convenient insurance experience you will ever have. 

Just like our successes in the past and those in our future, the Mutual in Ayr Farmers Mutual depends on you.

The Ayr Farmers Mutual Difference   Meet Our Team

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our agents are happy to help provide you with information, so you can make the best decision—For You.

Get Started Today

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  • The best thing I ever did was switch my car and home insurance to AFM! We've never, ever been given a reason to have a negative word to say about them. Unfortunately, that also includes two claims. One on our home, as well as one accident in our brand new van. Very prompt, professional and friendly. They go so far above and beyond as well.
    - Ashley Smith

Keep your vehicle safe from theft

Dec 7th, 2022

There has been an increase in auto thefts in our area lately. So we want to share a few tips on how to keep your vehicle from being stolen.

2022 Scholarship Recipients

Nov 30th, 2022

Ayr Farmers Mutual Insurance Company is proud to provide scholarships to students whose parents or guardians are our Policyholders. The top three submissions each received $3,000 towards their studies. This year the applicants were encouraged to share their most exceptional customer experience story and how it made them feel. We also asked them to share creative ideas for what we could do to elevate our Policyholders' customer experience. We were impressed by each of their stories and innova...

Roadside Clean Up

Oct 17th, 2022

AFM is a part of the Adopt-A-Road program, where volunteers clean up regional roads by picking up garbage along the roadside. With this program, groups or individuals adopt a section of the roadway and help keep it clean. On October 5th, we rolled our sleeves up, put on high visibility vests, and spread out along Northumberland Street in Ayr to pick up trash.

BBQ Lunch for Learning - Community BBQ and Silent Auction

Sep 19th, 2022

We would like to invite you to join us on Wednesday, September 28, 2022, at Ayr Farmers Mutual Insurance Company, 1400 Northumberland Street, Ayr, from 11:00 a.m. to 2:00 p.m. for BBQ Lunch for Learning, a free charity BBQ and silent auction in support of Nutrition for Learning. All donation proceeds raised will be provided to Nutrition for Learning.

(519) 632-7413 Contact