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  • 2022 Scholarship Program

    Our 2022 Scholarship Program is now open for applications. This year we will be awarding three $3,000 scholarships to Policyholders who have children currently or soon-to-be
    enrolled in post-secondary educational institutions.

    Learn More

  • BBQ Lunch for Learning

    We would like to invite you to join us on Wednesday, September 28, 2022, at Ayr Farmers Mutual Insurance Company, 1400 Northumberland Street, Ayr, from 11:00 a.m. to 2:00 p.m. for “BBQ Lunch for Learning,” a free charity BBQ and silent auction in support of Nutrition for Learning.

    Learn More

  • Protecting you and what you value most.

    Ayr Farmers Mutual Insurance Company has been protecting our communities for over 125 years. 

    About Ayr Farmers Mutual Get A Quote

  • Here, you are more than a policy number

    In 1893, Ayr Farmers Mutual Insurance Company was founded by community members, our original policyholders, who needed coverage. To this day the core foundation of our business.

    The Ayr Mutual Team

  • Discover The Ayr Farmers Mutual Difference

    Ayr Farmers Mutual Insurance Company was built by a community for the community, with the vision of providing protection through the reliable experience that only a Mutual company can provide.

    Our Difference Get A Quote

Insurance For Home

Home & Property

Protect your home, cottage, condo, or even waterfront vehicles with protective coverage through Ayr Farmers Mutual.

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Insurance For Farms

Farm & Rural

From a hobby farm to full-scale operation, or even a rural home with acreage, Ayr Farmers Mutual has insurance coverage for you.

Learn more

Insurance For Commercial

Commercial & Business

Ayr Farmers Mutual carries specialized insurance coverage for contractors, offices, retail, and many other types of businesses.

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Insurance for Auto

Auto & Vehicle

Protect your vehicles including cars, trucks, ATVs, motorcycles, and snowmobiles with coverage through Ayr Farmers Mutual.

Learn more

Building Life-Long Relationships Of Protection & Care

Our policyholders are more than just a number to us, they're a part of our past, present, future, and are the foundation of Ayr Farmers Mutual.

What Mutual Means To Us

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We Provide Insurance Coverage With A Personal Touch

At Ayr Farmers Mutual, we provide insurance by building life-long relationships with our policyholders and community.

With our team of dedicated agents, Ayr Farmers Mutual has been providing protection you can trust for over 125 years.  We provide an insurance experience that relies on relationships, not numbers. We take our time to get to know you and fully understand your goals, and needs. With flexible meeting options that work for you, we provide the most comfortable and convenient insurance experience you will ever have. 

Just like our successes in the past and those in our future, the Mutual in Ayr Farmers Mutual depends on you.

The Ayr Farmers Mutual Difference   Meet Our Team

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our agents are happy to help provide you with information, so you can make the best decision—For You.

Get Started Today

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  • The best thing I ever did was switch my car and home insurance to AFM! We've never, ever been given a reason to have a negative word to say about them. Unfortunately, that also includes two claims. One on our home, as well as one accident in our brand new van. Very prompt, professional and friendly. They go so far above and beyond as well.
    - Ashley Smith

BBQ Lunch for Learning - Community BBQ and Silent Auction

Sep 19th, 2022

We would like to invite you to join us on Wednesday, September 28, 2022, at Ayr Farmers Mutual Insurance Company, 1400 Northumberland Street, Ayr, from 11:00 a.m. to 2:00 p.m. for BBQ Lunch for Learning, a free charity BBQ and silent auction in support of Nutrition for Learning. All donation proceeds raised will be provided to Nutrition for Learning.

Job Posting: Commercial Property Underwriter

Sep 1st, 2022

Ayr Farmers Mutual Insurance Company is seeking a Commercial Property Underwriter to join our team of insurance professionals.

Windstorm Claims Update

Jun 6th, 2022

Update on the claims process after the major Ontario storm that took place on May 21, 2022. With the strong commitment of our claims team, all policyholders were contacted, and contractors assigned within 24 hours of receiving notification of their claim. We appreciate everyone’s support and patience as we continue to work closely with our partners to service our policyholders’ claims and needs.

Volunteer Appreciation & Donation Night 2022

Jun 2nd, 2022

Ayr Farmers Mutual Insurance Company’s Board of Directors hosted their annual Volunteer Appreciation and Donation Night on Wednesday, May 18, to donate over $18,000 in funds to 21 local organizations.

(519) 632-7413 Contact