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  • Protecting you and what you value most.

    Ayr Farmers Mutual Insurance Company has been protecting our communities for over 125 years. 

    About Ayr Farmers Mutual Get A Quote

  • Here, you are more than a policy number

    In 1893, Ayr Farmers Mutual Insurance Company was founded by community members, our original policyholders, who needed coverage. To this day the core foundation of our business.

    The Ayr Mutual Team

  • Discover The Ayr Farmers Mutual Difference

    Ayr Farmers Mutual Insurance Company was built by a community for the community, with the vision of providing protection through the reliable experience that only a Mutual company can provide.

    Our Difference Get A Quote

  • View your policy online

    You can now view your policies, print pink slips, view billing schedule & more with our new online portal!

    Sign up Login to portal

  • AFM 2023 Scholarship Program is Now Open

    This year, we will be providing up to $25,000 in scholarships to Policyholders who have children currently or soon-to-be enrolled in post-secondary educational institutions. Learn more about this years topic and how to apply.  

    Apply now

Insurance For Home

Home & Property

Protect your home, cottage, condo, or even waterfront vehicles with protective coverage through Ayr Farmers Mutual.

Learn more

Insurance For Farms

Farm & Rural

From a hobby farm to full-scale operation, or even a rural home with acreage, Ayr Farmers Mutual has insurance coverage for you.

Learn more

Insurance For Commercial

Commercial & Business

Ayr Farmers Mutual carries specialized insurance coverage for contractors, offices, retail, and many other types of businesses.

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Insurance for Auto

Auto & Vehicle

Protect your vehicles including cars, trucks, ATVs, motorcycles, and snowmobiles with coverage through Ayr Farmers Mutual.

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Building Life-Long Relationships Of Protection & Care

Our policyholders are more than just a number to us, they're a part of our past, present, future, and are the foundation of Ayr Farmers Mutual.

What Mutual Means To Us

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We Provide Insurance Coverage With A Personal Touch

At Ayr Farmers Mutual, we provide insurance by building life-long relationships with our policyholders and community.

With our team of dedicated agents, Ayr Farmers Mutual has been providing protection you can trust for over 125 years.  We provide an insurance experience that relies on relationships, not numbers. We take our time to get to know you and fully understand your goals, and needs. With flexible meeting options that work for you, we provide the most comfortable and convenient insurance experience you will ever have. 

Just like our successes in the past and those in our future, the Mutual in Ayr Farmers Mutual depends on you.

The Ayr Farmers Mutual Difference   Meet Our Team

Insurance That Works As Hard As You

Please contact us and Get Started Today! One of our agents will work steadfastly to provide you with the information you need. Just shopping around? No problem! Our agents are happy to help provide you with information, so you can make the best decision—For You.

Get Started Today

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  • The best thing I ever did was switch my car and home insurance to AFM! We've never, ever been given a reason to have a negative word to say about them. Unfortunately, that also includes two claims. One on our home, as well as one accident in our brand new van. Very prompt, professional and friendly. They go so far above and beyond as well.
    - Ashley Smith

What To Include in an Emergency Roadside Kit

May 26th, 2023

It’s a worst-case scenario for any driver – your car has broken down or you’ve been in a car accident in a remote area with no immediate help in sight. Thankfully, we’ve put together a list of items you should include in your car emergency kit.

Job Posting: Executive Assistant

May 25th, 2023

Ayr Farmers Mutual Insurance Company is seeking an Executive Assistant. View the job posting to learn more and to apply.

How to Protect Your Home Against Flood Damage

May 12th, 2023

Water damage can happen at any time of the year and can be caused by a variety of reasons including heavy rainfall, snow melt, burst pipes, and ignoring house maintenance. Ensure your home is flood ready with the following list of maintenance tips and best practices which can help to protect your home from water-related damage and avoid a home insurance claim.

Cottage Opening Checklist

Apr 14th, 2023

It’s finally time to open up the cottage! While this is a sure sign that summer is on the way, it also means that you have a lot of work ahead to get the cottage ready, especially if you plan on renting out the cottage during the summer months.

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