125 years of building relationships & supporting community

We were created out of a necessity to serve our community. A small group of farmers believed in helping each other protect against devastating fire losses. That time-honoured tradition of neighbour helping neighbour was envisioned 125 years ago and the same values remain today. We are passionate about building strong, safe communities and will continue to do so for years to come. Thank you for helping us reach our 125th milestone.


Insurance for Buildings Under Construction or Renovation

Monday, April 09, 2018

The thought of building something new is exciting. You’ve saved for a long time to build your dream kitchen, to expand your home with an addition or to build a new barn, workshop or garage. Most people consider ... Read more

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more

Are Insurance Rates Higher if Your Local Firehall is Volunteer?

Monday, January 22, 2018

Are home insurance rates higher when your local firehall is volunteer? The short answer is no. When Ayr Farmers Mutual rates a building, we consider three grades of fire protection, which are not conditional on the ... Read more