Home Insurance

Insurance for your home, cottage, condominium, rental property, including marine and watercraft coverage.



Farm Insurance

Insurance for poultry, grain, dairy, equine, hog and hobby farm operations, including rural homes with acreage.



Auto Insurance

Insurance for your vehicle including cars, trucks, ATVs, motorcycles and snowmobiles.



Commercial Insurance

Specialized insurance coverage for contractors, offices, retail, churches, residential rentals and home-based businesses.


The Mutual Difference

Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses.

When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members. This is truly the mutual difference... sharing the positive results of a successful year with our members.


Follow AFM for news, events, useful info
and share some of your experiences!



AFM declares a 10% Refund of Premiums to qualifying Property Policyholders

Tuesday, January 24, 2017

Ayr Farmers Mutual Insurance Company is pleased to announce a positive year of financial results for the year ended 2016. After meeting certain financial conditions, the Board of Directors issued a refund of premiums to ... Read more

Notice of the 123rd Annual General Meeting

Tuesday, January 24, 2017

123rd ANNUAL GENERAL MEETING TAKE NOTICE that an Annual General Meeting of the Members of Ayr Farmers Mutual Insurance Company will be held at the head office of Ayr Farmers Mutual Insurance Company, 1400 ... Read more

Procrastinating Canadians may be short-changed come tax time

Tuesday, January 03, 2017

Financial savvy can help Canadians do more with their hard-earned money, where their income starts working for them, not the other way around. One of the ways the nation's workforce can be more assiduous with dollars ... Read more