You're more than a policyholder.

When you become a policyholder with Ayr Farmers Mutual, you become a valuable member of our company. We look forward to providing you with outstanding service, comprehensive policies and innovative products.

I am looking for help with:


Home Insurance

Insurance for your home, cottage, condominium, rental property, including marine and watercraft coverage.



Farm Insurance

Insurance for poultry, grain, dairy, equine, hog and hobby farm operations, including rural homes with acreage.



Auto Insurance

Insurance for your vehicle including cars, trucks, ATVs, motorcycles and snowmobiles.



Commercial Insurance

Specialized insurance coverage for contractors, offices, retail, churches, residential rentals and home-based businesses.


The Mutual Difference

Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses.

When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members. This is truly the mutual difference... sharing the positive results of a successful year with our members.


Follow AFM for news, events, useful info
and share some of your experiences!



Robert Gurney Retires from the AFM Board of Directors

September 30, 2016

Ayr Farmers Mutual Insurance Company (AFM) announced today Director Robert (Bob) Gurney has decided to retire from the AFM Board of Directors effective September 30, 2016. Bob joined the Board in 1991 and has served on ... Read more

FREE Movie Night!

August 12, 2016

Ayr Financial Services Inc., located at 92 Stanley Street in downtown Ayr, is hosting a free Movie in the Park. Saturday August 20, 2016 at Victoria Park in Ayr beginning at dusk. The feature presentation is Kung Fu ... Read more

Be prepared for a postal disruption


Please note: Mail service could come to a halt on July 8, 2016, if Canada Post and the postal workers aren’t able to reach a new labour agreement before then.   Canada Post recommended July 5, 2016 as the ... Read more