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Home Insurance

Insurance for your home, cottage, condominium, rental property, including marine and watercraft coverage.

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FARM

Farm Insurance

Insurance for poultry, grain, dairy, equine, hog and hobby farm operations, including rural homes with acreage.

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AUTO

Auto Insurance

Insurance for your vehicle including cars, trucks, ATVs, motorcycles and snowmobiles.

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COMMERCIAL

Commercial Insurance

Specialized insurance coverage for contractors, offices, retail, churches, residential rentals and home-based businesses.

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Building

The Mutual Difference

Through sound financial risk management practices, the Board of Directors monitors and ensures the Company is financially secure to enhance growth, sustain inflation, and most importantly, meet the liabilities the Company incurs through losses.  

When these measures are obtained, combined with the results of a successful year, the Board of Directors may declare a refund of premiums to its qualifying members. This is truly the mutual difference... sharing the positive results of a successful year with our members.

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BLOG POSTS

Ayr Digs Downtown Giveaway

Monday, July 16, 2018

DO YOU DIG DOWNTOWN AYR? We sure do... Enter the #AYRdigsDOWNTOWN Giveaway! We're giving away 4 gift certificates to some of our business partners that are affected by the road work in downtown Ayr! Keep up to ... Read more

Insurance for Buildings Under Construction or Renovation

Monday, April 9, 2018

The thought of building something new is exciting. You’ve saved for a long time to build your dream kitchen, to expand your home with an addition or to build a new barn, workshop or garage. Most people consider ... Read more

Refund of Premium 2018

Friday, January 26, 2018

Within the company by-laws the Board of Directors at Ayr Farmers Mutual is granted the ability to declare a refund from premiums to participating Policyholders. Such a consideration is based on the company’s ... Read more